
Effortless elegance, subtle sophistication, and timeless appeal—that’s the “old money” aesthetic. But dressing like old money isn’t about flaunting logos or chasing trends; it’s about investing in quality over quantity and mastering the art of understated luxury. Whether you’re heading to a gala or simply strolling through town, this guide will help you achieve that quiet, classic look synonymous with generational wealth.
If you’ve wondered how to dress like old money, read on to discover the staples, style tips, and mindset you’ll need to embody this coveted aesthetic.
What is the Old Money Aesthetic?
The old money aesthetic reflects an air of sophistication rooted in tradition and elegance. It prioritizes simplicity, timelessness, and high-quality pieces that withstand trends.
Think tailored blazers, minimal jewelry, and rich fabrics. By focusing on craftsmanship and clean lines, old money fashion showcases subtle opulence. Key figures embodying this aesthetic include timeless style icons like Jackie Kennedy, Princess Diana, and Sophia Richie.
It’s not about being flashy. Rather, it’s about looking polished and refined without trying too hard. The effect is effortless yet impactful.
Why is this Look Trending?
While fashion trends come and go, the old money aesthetic remains evergreen. Shows like Succession and Gossip Girl have reintroduced the look to mainstream culture, making it aspirational (yet approachable) for all.
What many people love about this trend is its focus on quality, which aligns with the rising popularity of sustainable fashion. Investing in a few timeless pieces not only feeds your “quiet luxury” aesthetic but also reduces waste linked to fast fashion.
Now, here’s how to curate your old money wardrobe today.
Key Elements of Old Money Fashion
1. Neutral & Muted Color Palette

An old money wardrobe starts with a neutral color palette that’s easy to mix and match. Think ivory, beige, tan, navy, black, and subtle earthy tones. These hues convey elegance without drawing unnecessary attention. For pops of color, incorporate softer shades like olive green, burgundy, or baby blue.
Neutral tones create a cohesive collection of clothes that allow you to build interchangeable outfits effortlessly.
2. Timeless Closet Staples

Old money style heroes timeless, versatile wardrobe essentials. These are the pieces to focus on:
- Blazers: Opt for tailored silhouettes in neutral tones like camel, navy, or black.
- Cashmere Sweaters and Cardigans: High-quality knitwear in understated designs is perfect for layering.
- Button-Up Shirts: White and light blue shirts are classics that exude sophistication.
- Trousers and Skirts: Wide-leg trousers, tailored shorts, or silk slip skirts are must-haves.
- Trench Coats: Layer a trench coat over any outfit for effortless polish.
- Flat Shoes and Loafers: Look for leather loafers or ballet flats that pair seamlessly with any ensemble.
These pieces radiate quiet luxury, making them staples of the old money wardrobe.
3. High-Quality Fabrics
Fabrics are a defining factor in old money style. Prioritize natural, durable materials like:
- Cashmere
- Wool
- Silk
- Linen
- High-quality cotton
These materials not only feel luxurious but also ensure your clothes last for years.
4. Subtle and Minimal Accessories
Jewelry and accessories complete the look, but with restraint. Stick to minimal, elegant items like:
- Gold hoops or dainty necklaces
- Pearl earrings or necklaces
- Structured leather handbags in neutral tones
- Silk scarves for a pop of refinement
- Discreet watches with timeless designs
Avoid anything overly flashy or loud. Less is more when it comes to accessorizing.
5. Monochromatic Outfits

Monochromatic dressing is a hallmark of old money style. Tone-on-tone outfits, such as all-beige or all-black ensembles, focus on texture and tailoring instead of bold color contrasts. For example:
- Pair a white button-up shirt with tailored white trousers for a crisp, sharp outfit.
- Try an all-camel look with a caramel sweater and matching trousers or coat for warmth and elegance.
By sticking to one color, your outfit remains understated but striking.
6. Tailoring and Fit
Old money style hinges on impeccable tailoring. Even basic items like jeans or shirts should fit perfectly. A well-tailored blazer, for instance, can elevate a minimalist outfit into something extraordinary.
Don’t hesitate to invest in alterations. A custom fit translates immediately to sophistication.
7. Non-Flashy Branding
While modern fashion often favors visible logos, the old money aesthetic avoids them. If logos are present, they should be subtle. Brands like Ralph Lauren or Burberry often incorporate understated logos that blend seamlessly into the design.
The old money wardrobe prioritizes quality over flashiness, regardless of brand.
8. Preppy and Heritage Elements

Heritage-inspired clothing further embodies classic, old-fashioned elegance. Think:
- Cable-knit sweaters
- Plaid or houndstooth patterns
- Pleated skirts
- Polo shirts
- Riding boots or penny loafers
Preppy touches tie into the old money aesthetic’s association with elite pastimes like horseback riding or tennis.
9. Polished Grooming
A complete old money look includes polished grooming:
- Hair: Sleek buns, loose waves, or low ponytails work beautifully.
- Nails: Stick to simple French tips, nude polishes, or bold but classic hues like crimson.
- Makeup: Use a light, natural makeup style (bold lips are reserved for evening looks).
Attention to small details shows effort and refinement, underscoring the old money mindset.
Building Your Old Money Style
Old money fashion isn’t limited to luxury budgets. With a bit of creativity, you can achieve this look at accessible price points. Here’s how:
- Thrift Stores: Look for timeless treasures like trench coats, vintage handbags, and blazers at consignment shops.
- High-Street Brands: Affordable retailers like Ralph Lauren, Banana Republic, and Mango offer quality basics that channel old money style.
- Invest in Key Pieces: Save for splurge items like a tailored suit or cashmere coat that will last a lifetime.
Remember, the emphasis isn’t on what you spend, but how you curate your wardrobe to ensure timeless appeal.
Why Confidence is Key
Beyond the clothes themselves, embodying the old money aesthetic is about how you carry yourself. This style hinges on confidence, poise, and grace. When you walk with self-assurance, your outfit will radiate sophistication.
Final Thoughts on Dressing Like Old Money
Understanding how to dress like old money requires a focus on timelessness, strong attention to detail, and a refined approach to fashion. Rooted in elegance, it values simplicity over extravagance, showcasing the beauty of subtlety.
By incorporating the tips above, you’ll effortlessly exude quiet luxury, whether you’re dressing for work or leisure. Build a wardrobe of impeccable staples, polish every detail, and remember that understated sophistication speaks volumes.
Now that you’ve learned how to master this classic aesthetic, which element will you add to your wardrobe first? Share your thoughts in the comments below and start curating your own old money-inspired style today.